Call Today for a Free Consultation (305) 445-9185
The timeline for a foreclosure in Miami can be complicated when a homeowner has never been informed of the process. Most homeowners in Miami sign a promissory note and receive a mortgage when buying their new property. This note states that the borrower will pay […]
Homeowners who are finding it difficult to keep up with their monthly payments have two choices, either to refinance or modify their loan. Refinancing and loan modification are two different methods, but they both aim to make a mortgage more affordable. However, some homeowners may […]
At Graham Legal, we have long advised homeowners of the importance of seeking out the expertise of a Miami foreclosure defense attorney when in need of a foreclosure alternative, such as loan modification. The foreclosure crisis is years behind us, but lenders continue to make […]
A recent report by the Department of Housing and Urban Development Office of Inspector General (HUD) uncovered unnecessary delays in foreclosure and conveyance on the part of mortgage services. These delays have proved costly for the Federal Housing Administration (FHA). To be more specific, HUD found […]
Floridians surely are familiar with the term “zombie homes,” as the state has garnered a reputation for having an alarmingly high volume of these abandoned properties. For those who aren’t versed in the terminology of the housing market, a zombie home is one which the […]
Every day in America, countless numbers of homeowners are foreclosed on with fraudulent documents. In 2010, it was revealed that mortgage servicing companies were signing foreclosure documents without even reviewing them, spending no more than 30 seconds looking the document over before gracing it with their […]
Many people who are in the process of paying back their debts to a collector— via a payment plan— do not receive formal statements. This can be frustrating for those who like to keep track of exactly how and when their payments are being applied […]
As of May, the number of foreclosures in the United States were recorded as the highest in 19 months. However, most experts aren’t concerned with it being a sign of another housing market downturn. The banks are finally attending to the homes that have been […]