Many homeowners find themselves facing foreclosure when the household suffers a loss of income. During difficult times it’s important to remember that it is a temporary situation and there are low-income resources available. Aside from mortgage assistance, such as loan modifications, there are other government programs that offer temporary financial assistance with utilities.
The Low-Income Home Energy Assistance Program, provided by the Department of Economic Opportunity, helps families pay for their home heating/cooling costs. In order to receive assistance, the household income must not exceed the dictated income limits, listed on the DEO’s website. Depending on the funds available, they may be able to make a payment for electricity on your behalf, up to three times in a year. Each county has its own allowance, thus someone who is interested in being approved would have to contact the LIHEAP office for the state of Florida to apply.
Additional information and resources are available through the US Department of Health & Human Services.
These resources aren’t the final solution to financial troubles, but they are meant to help families get back on their feet. These are tools that can be used while working on a mortgage modification or selling the home, to then have a more affordable payment.
DEO website: http://www.floridajobs.org/job-seekers-community-services/community-services/low-income-home-energy-assistance-program
LIHEAP office: http://www.acf.hhs.gov/programs/ocs/liheap-state-and-territory-contact-listing
US Dept of Health: http://www.acf.hhs.gov/programs/ocs/help