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A person’s death is often a sad and confusing time for the loved ones left behind. However, such feelings can be alleviated by writing a last will and testament. In creating a will, one decides exactly how an estate will be distributed, leaving little room […]
Despite all precautions landlords take when looking for people to live in their rentals, some still get stuck with less than perfect tenants. They have to deal with tenants who do not pay their rent, break the rules, or worse, cause significant property damage or […]
Foreclosure activity across both the state and the nation showed peaks and valleys during 2016, but many experts suspect that 2017 may bring heightened activity for Florida. This prediction is largely tied to a ruling made by the state’s Supreme Court just before the holiday […]
The holidays are officially behind us, and for many that means facing a mountain of debt accumulated over the season of giving. With travel, gifts, food and exciting events, it’s easy to rack up credit card bills during this time of year without proper budgeting. […]
The “short” in short sale refers to the difference between the total debt balance remaining on the mortgage and the sale price. This difference is called a “deficiency.” In a short sale, people are able to avoid foreclosure by selling their house for less than what they […]
Homeowners who start missing monthly mortgage payments should act quickly to avoid foreclosure. The mortgager should start by contacting the servicer and ask for a loan modification. A loan modification makes changes to the terms and conditions of a mortgage so that homeowners can afford to […]
One of the first steps towards homeownership is applying for a mortgage. However, qualifying for the loan may be impossible for some individuals without the help of a cosigner. A cosigner agrees to share the responsibility for the debt with the primary signer. This means […]
Study after study that has been released since the 1980s exposes the health risks caused by secondhand smoke. With this knowledge, more tenants are seeking rentals where they will not be exposed to harmful cigarette smoke. The good news is landlords can ensure these tenants […]
At the most basic level, renters have the right to feel comfortable and safe in the property they are renting. However, if a landlord refuses to make needed repairs, renters can find themselves living in a rental property that can pose a threat to their […]