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It should serve as no surprise that distracted driving is a leading cause of vehicle accidents in the U.S. Cell phone use while behind the wheel alone accounts for 1.6 million crashes every year, according to the National Safety Council. While it makes sense that […]
Foreclosure rates have continued to drop across the nation, but that does not mean all is well. As much as we’d like for that to be the case, having witnessed first-hand many families still struggling through the process, foreclosures continue to be a harsh reality. […]
You may be the biggest animal lover in the world, but that doesn’t protect you from being bitten by one. The CDC estimates that nearly 4.5 million bites occur every year from dogs alone. Even the sweetest pets can bite and seriously injure someone. Since […]
The National Mortgage Settlement (NMS) has barred Ocwen Financial from pursuing foreclosures on over 17,000 debtors. The overseer is alleging that the company not only failed to meet Performance Metric 31, which involves the distribution of denial notifications to borrowers, but has yet to address the […]
Facing foreclosure is bad enough, but fending off foreclosure scammers makes an already stressful situation even more so. Foreclosure presents the unfortunate opportunity (and believe us, many will take it) for companies to prey on a homeowner’s weakened financial stability. That’s why it’s important that […]
According to Hope Now, more and more Americans facing foreclosure are turning to permanent loan modifications. In fact, 26,000 homeowners obtained permanent loan modifications in January 2016 from proprietary programs and the Federal Home Affordable Modification Program. Loan modifications are sought out by borrowers as […]
Nobody wants to be the victim of a car accident, but unfortunately the risk is there for anyone on the road. For that reason, it’s important that drivers know what to do if they are involved in a crash. Here are some steps we recommend […]
It seems as though a zombie apocalypse may be upon us, at least if we’re referring to zombie homes. RealtyTrac has revealed that one in four foreclosures in the U.S. are “zombies.” A zombie home is one in which the owner no longer resides in, but […]
The Federal Housing Finance Agency is introducing a one-time principal reduction program, which will give extremely delinquent borrowers the opportunity to avoid foreclosure. Through this program, government-controlled mortgage finance companies, like Fannie Mae and Freddie Mac, will be permitted to decrease loan balances for borrowers […]