A foreclosure law suit has a very different trajectory when the defendant has adequate representation than when a defendant attempts to be self-represented. If an attorney is not present to defend the foreclosure suit, the bank’s attorneys can have a default judgment entered in a matter of weeks. Luckily, with the help of a foreclosure defense attorney, that situation can easily be avoided.
Once the defendant has been served with the foreclosure suit papers, they have a limited amount of time to have the attorney submit their notice of appearance, which is the first step in slowing the foreclosure process. This is how the attorney notifies the opposing party and the court system that there is an attorney defending the case. Once the bank’s attorneys are made aware, they have a duty to notify the defense attorney of any motions they would like to move forward with. The process creates a back and forth that allows the client time to work on their ultimate goal.
It is important to be educated when choosing a foreclosure attorney. It is best to research law firms prior to getting served with the foreclosure suit. Once a person is aware that they will not be able to continue mortgage payments, they should begin to set appointments with foreclosure lawyers who offer free consultations.
Steps to hiring a foreclosure attorney:
References: A good place to start is with family and friends, who can be a good base for referrals as they have your best interest at heart.
Online Research: Before calling any foreclosure law firm, perform a quick online search. Check with the Florida Bar Association online to ensure that the attorney is in good standing, and be wary of foreclosure defense firms with many complaints on review sites.
Consultation: Once the list of possible foreclosure attorneys has been narrowed down, then appointments should be set. During the consultation individuals will be able to assess the fit between their goals and those of the foreclosure attorney. It is important to ensure that goals are always aligned.
For more information or to sent a free consultation, call our office at (305) 445-9185.