Studies have found that stress negatively impacts a person’s mental, emotional and physical health. If you are having trouble making your mortgage payments, you might have decided that loan modification is the best foreclosure alternative for you. However, even after speaking with an experienced attorney about the strategy you will take, you might still feel a lot of anxiety during the pre-foreclosure modification process.
We understand that taking your mind off the foreclosure and modification is much easier said than done, but through it all you must consider what is in the best interest of your health and your family.
Below you will find a few stress-busting activities to help you move forward with your life during this difficult period:
- Meditation: If you’ve never practiced meditation before, it might be a bit off-putting but it has been proven to be one of the most effective stress mitigation tactics. If it’s new to you, try searching online for how-to guides, tips, and even guided meditation instructions on YouTube. You do not need to spend a lot of time meditating to experience results – as little as five minutes can be effective.
- Exercise: There are countless studies that prove exercise is an effective tool to reduce stress. Exercising helps keep you healthy, is a good outlet for frustration, clears your mind, and produces many feel-good hormones.
- Keep a Journal: Sometimes you just need to sort out your thoughts and writing them down is a good place to start. Participating in frequent journal writing will allow you to express your emotions and evaluate them at a later time. If cohesive writing isn’t your thing, you can practice free-form writing, in which you simply write or draw anything that comes to mind, including random words or feelings.
- Rest: Set aside time to spend with your family and allow yourself to be happy at that moment. You can do this by scheduling a day to go on a picnic in the park or enjoy a day at the beach. Regardless of the activity, the most important thing is not to worry about anything for at least a few hours.
After working with many clients, we have noticed that they frequently feel burdened by the modification process. It’s much easier to start practicing these healthy stress-mitigation habits if you have a trusted foreclosure defense attorney handling your pre-foreclosure modification. If you would like to put your mortgage modification in the hands of a professional with a proven track record, please contact us right away.