Graham Legal, P.A.
814 Ponce de Leon Boulevard Coral Gables, Florida 33134
Phone: (305) 445-9185 URL of Map
Quiet Title

A quiet title is vital for any changes involving the mortgage

Title issues arise often and usually the homeowners are completely unaware that there are any problems until they are trying to sell their home, refinance the mortgage, or obtain a loan modification. In particular, homeowners facing foreclosure will need to have liens on the property addressed prior to processing a sale or short sale. In situations like this, the homeowner will need an attorney to file an “Action to Quiet Title.” This is the legal proceeding undertaken to establish the title to property and dissipate any challenges or claims.

One of the most common issues we have seen with titles is that they have not been properly recorded. During the height of real estate sales in the early to mid 2000s, lenders were processing a massive number of mortgage loans. So much so, that they were unable to keep up with the pace and produced sloppy record-keeping practices and shoddy paperwork. Now we face the problems that homeowners need titles to be transferred through sales, modifications and refinancing, but the banks can’t locate the original title. This is through absolutely no fault of the homeowner.

The Graham Legal team is proficient in all actions related to foreclosures, and quiet titles are a necessary piece to the puzzle in defending a foreclosure action. If your bank is giving you a difficult time with your title, regardless of the excuses they give you, we can help. Call today to schedule an appointment to discuss your title problems with our attorneys.