The holiday season is a time of joy when we reconnect with family members and reflect on everything we are grateful for. There is never a good time to face financial difficulties, but this time of year is when one would want to avoid foreclosure as much as possible. Not being familiar with Miami foreclosure law can complicate the foreclosure process, making it even more intimidating.
A foreclosure can be prevented when in the hands of an experienced attorney, even after the initial complaint has been filed. An attorney would not only present options such as a short sale, deed in lieu of foreclosure, or a loan modification to stop the proceedings, but he would also be able to extend the process and buy you time to sort through the options.
How do I know what my best foreclosure alternative is?
There isn’t a one-size-fits-all answer to this question, since it varies depending on your final goal, financial position, and your lender. The only thing for certain is that working with an attorney will present options that may not be available otherwise.
I just received the notice of action. When should I see an attorney?
If you have recently received the notice of filing the foreclosure complaint, speak to an attorney immediately. Graham Legal has affordable payment terms for attorneys fees. While your foreclosure is being defended, which could range from a few months to a couple of years, Graham Legal will keep you living in your property, and fight for your rights.
If you are presented with the complaint during the holidays, hiring an attorney within the 20 days allowed for filing a response to the complaint will likely extend the foreclosure past the holidays to the next calendar year. Having an attorney by your side to manage all lender communications, explain Miami foreclosure law, and defend your foreclosure will likely provide comfort and allow you to enjoy the holidays with your family. If you are ready to speak with an attorney and learn more about your options, call our office today and allow one of our experts to become better acquainted with your situation.