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Know your rights against debt collectors attempting contact through social media

Know your rights against debt collectors attempting contact through social media
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While there are plenty of benefits to social media and our new, digital age, it is important to know your rights regarding privacy and the sharing of your personal information. While there are laws in place that prevent debt collectors from invading your privacy, your presence on social media has afforded these collectors with another avenue for contact that many times falls into the gray area of legality. 

This may also be true in instances dealing with foreclosure, as mortgage lenders oftentimes act unlawfully in an attempt to collect on their debts. Hiring a firm of knowledgeable Miami foreclosure defense attorneys can prevent these lenders from taking advantage of your inability to fight their illegal practices.

Contact with your family and friends

Many debt collectors will attempt to contact the debt holder via their family and friends. This has long been considered one of the most effective collection tactics, and for good reason. By contacting the family and friends of a debtor, the collector is usually attempting to embarrass the debtor, and oftentimes can convince them to pay by threatening constant contact with anyone that the debtor holds dear.

Debt collection, whether it be directed at you or your acquaintances, is almost always performed in illegal and unethical fashions. Many who fall victim to this type of collection do not know their rights, and thus do not report the collector’s malfeasance to the proper authorities.

If you’ve defaulted on your mortgage and other debts and are in need of advice, the experienced Miami foreclosure defense attorneys at Graham Legal can help. We invite you to schedule an initial consultation and become aware of the steps you need to take in your specific situation.

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